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Be Prepared: It’s All About You!

Whether you are 28 or 88, it is important to prepare for unexpected accidents and illnesses BEFORE a crisis hits. Setting your affairs in order is a priceless gift that you can give your family and friends. However, planning ahead can often seem overwhelming and many do not know where to start. The following message explains two simple tasks that anyone can do regardless of their expertise or access to professional resources.

Take a Picture! As parents, grandparents and busy executives, adults rarely take pictures of themselves. We usually focus our picture-taking efforts on the cute little faces of children and pets. It is important to turn the camera around and have a friend or family member get you in a few pictures throughout the year so that if tragedy strikes, your loved ones have photos of you to remember you by.

Ready, Set, List! Make a list of all of your accounts (credit cards, banks, investments, insurance policies, email and social media accounts, cell phone, etc.) and document what your password is for each account. Hide your list in a safety deposit box or hidden place in your home, along with other important documents such as life insurance documents and social security cards. Inform a trusted, close friend or family member where to locate this information in the event of an emergency. Make sure that someone outside of the individuals who live in your home is aware of where to find this list in case you and your spouse are both incapacitated at the same time.

Make Amends! In all stages of life conflict inevitably happens, relationships fade and collect friction. Reflect carefully on your past relationships. While you prepare for the unexpected it is natural to think of the word ‘regret.’ Reconnect with your family and friends, and make amends now in case tragedy should strike. Now is a better time than any. When a crisis hits, you may not have the time, physical ability, or the chance to express your feelings. Finding resolution and acceptance is important for your current wellbeing and peace of mind as well as the future for your loved ones should tragedy strike. Reach out and rebuild bridges with the people that matter most to you.

Unexpected accidents and illnesses can happen at any age. Taking steps to prepare BEFORE a crisis hits is essential. Following these three easy steps will be a priceless gift for yourself and your loved ones. Planning for the unexpected does not have to be overwhelming. Regardless of your access to professional resources or expertise, simply doing these three tasks is a great place to start: capture memories, organize and secure your valuable documents, and make amends in case of an unexpected event. This will give you peace of mind today knowing you are prepared for tomorrow.

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